Tailored Professional Liability insurance for counselors and therapists

Coverage to protect against the specific risks you face as a counselor or therapist.

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The importance of Professional Liability insurance for counselors and therapists

You’ve found your calling in helping others—it’s truly a selfless profession. From family therapists to school counselors to health and wellness coaches to life coaches and every specialty in between, counseling and administering therapy has great rewards. Unfortunately, it also holds great liabilities.

Despite all your best intentions and how objective you are in your counseling, you must be prepared to face the unexpected. Claims are filed against counselors and therapists every day, for all sorts of reasons.

Lockton Affinity Health’s Professional Liability insurance is tailored exclusively for counselors and therapists. It covers defense costs and judgments or settlements that result from a claim against you, plus pays you for lost wages while defending a claim.

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Pricing for counselor and therapist Professional Liability insurance

For a limit of $500,000 occurrence / $500,000 aggregate,
coverage begins at:




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Additional limit options include:
• $1,000,000 occurrence / $1,000,000 aggregate
• $1,000,000 occurrence / $3,000,000 aggregate
• $2,000,000 occurrence /$4,000,000 aggregate

*Before applicable taxes and/or fees

Coverage details for counselor and therapist Professional Liability insurance

Broad Professional Liability coverage

• Multiple limit options for students, employed and self-employed professionals
• Payment for attorney fees and court costs resulting from damages and claims
• Receive up to $500 per day for loss of earnings due to attendance at trial, hearing, mediation, etc.
• Payment for professional license complaint investigation expenses

General Liability coverage included automatically

• Personal Injury and Advertising Liability coverage
• Medical expenses arising from bodily injury as a result of a covered accident
• Up to $500 per accident for the property of others in your care, custody or control

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Get Professional Liability coverage for counselors and therapists

Through our fully integrated system, you can get a quote, apply and buy a Professional Liability insurance policy online in a just few minutes. Your coverage begins the day after you apply, or you can choose an effective date in the future to fit your exact needs.

Get your free quote and purchase your counselors and therapists liability insurance online today.

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Why counselors and therapists need personal coverage

A single claim or allegation against you, whether justified or not, can be devastating—days away from work, thousands of dollars in legal expenses, not to mention a tarnished reputation.

Whether you have a private practice, work in a hospital, school, rehabilitation facility or anywhere else, having your own counselor and therapist liability insurance helps you defend yourself from the professional risks you face in your job, and shows your clients you take your profession seriously.

This Professional Liability insurance is designed just for counselors and therapists.

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Contact us

If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form. Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).