Tailored Professional Liability insurance for rehabilitation therapists and occupational therapists
Coverage to protect against the specific risks you face as a rehabilitation therapist or occupational therapist.
The importance of Professional Liability insurance for rehabilitation therapists and occupational therapists
The therapies and treatments you administer are indispensable in helping people live normal, independent lives. The care and guidance you provide can often make you seem like family.
Despite your best intentions to provide the best care for your clients, sometimes things don’t go as planned. In the often intimate, hands-on work you do with your patients, you’re vulnerable to accusations of abuse, negligence or other misconduct, even from your closest clients.
Lockton Affinity Health’s Professional Liability insurance is tailored exclusively for rehabilitation therapists and occupational therapists. It covers defense costs and judgments or settlements that result from a claim against you, plus pays you for lost wages while defending a claim.
Pricing for occupational therapist Professional Liability insurance
For a limit of $500,000 occurrence / $500,000 aggregate,
coverage begins at:
Additional limit options include:
• $1,000,000 occurrence / $1,000,000 aggregate
• $1,000,000 occurrence / $3,000,000 aggregate
• $2,000,000 occurrence /$4,000,000 aggregate
*Before applicable taxes and/or fees
Coverage details for occupational therapist Professional Liability insurance
Broad Professional Liability coverage
• Multiple limit options for students, employed and self-employed professionals
• Payment for attorney fees and court costs resulting from damages and claims
• Receive up to $500 per day for loss of earnings due to attendance at trial, hearing, mediation, etc.
• Payment for professional license complaint investigation expenses
General Liability coverage included automatically
• Personal Injury and Advertising Liability coverage
• Medical expenses arising from bodily injury as a result of a covered accident
• Up to $500 per accident for the property of others in your care, custody or control
Get Professional Liability coverage for rehabilitation therapists and occupational therapists
Through our fully integrated system, you can get a quote, apply and buy a Professional Liability insurance policy online in a just few minutes. Your coverage begins the day after you apply, or you can choose an effective date in the future to fit your exact needs.
Get your free quote and purchase your rehabilitation therapists and occupational therapists liability insurance online today.
Why rehabilitation therapists and occupational therapists need personal coverage
A single claim can cost thousands of dollars, interrupt your ability to continue working, and tarnish your reputation—even if you’re innocent. While you may receive liability coverage through an employer, it likely does not provide adequate protection to defend yourself against a claim.
Whether you work in a private practice, a hospital, school or other facility, having your own occupational liability insurance policy is the surest protection against claims stemming from your professional services.
Lockton Affinity Health’s Professional Liability coverage is the smart choice for rehabilitation therapists and occupational therapists.
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If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form. Phones are answered Monday through Friday, 7 AM to 6:30 PM (CST).