Tailored Professional Liability insurance for health and safety educators
Coverage to protect against the specific risks you face as a health or safety educator.
The importance of Professional Liability insurance for health and safety educators
As a health and safety educator, you’re teaching lifesaving skills that keep our communities alive and well. Whether you’re a CPR or AED trainer, first-aid instructor, safety educator or first responder trainer, your job can put you at risk.
In that critical moment of applying lifesaving techniques, even the simplest mistake can cause the unthinkable to happen. And that’s where you can be held liable, even months beyond the training you provided. No matter how precise you are in your instruction or how careful your demonstration, a claim can be made against you.
Lockton Affinity Health’s Professional Liability insurance is tailored exclusively for health and safety educators. It covers defense costs and judgments or settlements that result from a claim against you, plus pays you for lost wages while defending a claim.
Pricing for health and safety educator Professional Liability insurance
For a limit of $500,000 occurrence / $500,000 aggregate,
coverage begins at:
Additional limit options include:
• $1,000,000 occurrence / $1,000,000 aggregate
• $1,000,000 occurrence / $3,000,000 aggregate
• $2,000,000 occurrence /$4,000,000 aggregate
*Before applicable taxes and/or fees
Coverage details for health and safety educator Professional Liability insurance
Broad Professional Liability coverage
• Multiple limit options for students, employed and self-employed professionals
• Payment for attorney fees and court costs resulting from damages and claims
• Receive up to $500 per day for loss of earnings due to attendance at trial, hearing, mediation, etc.
• Payment for professional license complaint investigation expenses
General Liability coverage included automatically
• Personal Injury and Advertising Liability coverage
• Medical expenses arising from bodily injury as a result of a covered accident
• Up to $500 per accident for the property of others in your care, custody or control
Get Professional Liability coverage for health and safety educators
Through our fully integrated system, you can get a quote, apply and buy a Professional Liability insurance policy online in a just few minutes. Your coverage begins the day after you apply, or you can choose an effective date in the future to fit your exact needs.
Get your free quote and purchase your health and safety educators liability insurance online today.
Why health and safety educators need personal coverage
Your best protection against these risks is safety education liability insurance. Even if you’re covered by an employer, like a fire department or hospital, chances are you’re not insured for any work you do outside of your primary employment. With your own Professional Liability policy, you’re covered no matter where you work, and with limits and coverage that ensure you’re personally protected.
This Professional Liability coverage is the smart choice for health and safety educators.
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If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form. Phones are answered Monday through Friday, 7 AM to 6:30 PM (CST).