Tailored Professional Liability insurance for additional health care professionals

Coverage to protect against the specific risks you face as a health care professional.

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The importance of Professional Liability insurance for health care professionals

As a health care professional, you take providing quality care seriously. Unfortunately, no matter how thoroughly trained you are or how successful your treatments may be, as a health care provider the threat of being sued is real.

Even just one claim against you—an allegation of misconduct during a session or an undesired result from one of your treatments—can be detrimental to your career and cost thousands of dollars to defend, even if you’re not at fault.

Lockton Affinity Health’s Professional Liability insurance is tailored exclusively for health care professionals. It covers defense costs and judgments or settlements that result from a claim against you, plus pays you for lost wages while defending a claim.

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Pricing for healthcare professional Professional Liability insurance

For a limit of $500,000 occurrence / $500,000 aggregate,
coverage begins at:

Student

$20

PER YEAR*

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Professional

$41

PER YEAR*

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Additional limit options include:
• $1,000,000 occurrence / $1,000,000 aggregate
• $1,000,000 occurrence / $3,000,000 aggregate
• $2,000,000 occurrence /$4,000,000 aggregate

*Before applicable taxes and/or fees

Coverage details for healthcare professional Professional Liability insurance

Broad Professional Liability coverage

• Multiple limit options for students, employed and self-employed professionals
• Payment for attorney fees and court costs resulting from damages and claims
• Receive up to $500 per day for loss of earnings due to attendance at trial, hearing, mediation, etc.
• Payment for professional license complaint investigation expenses

General Liability coverage included automatically

• Personal Injury and Advertising Liability coverage
• Medical expenses arising from bodily injury as a result of a covered accident
• Up to $500 per accident for the property of others in your care, custody or control

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Get Professional Liability coverage for healthcare professionals

Through our fully integrated system, you can get a quote, apply and buy a Professional Liability insurance policy online in a just few minutes. Your coverage begins the day after you apply, or you can choose an effective date in the future to fit your exact needs.

Get your free quote and purchase your Professional Liability insurance online today.

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Why health care professionals need personal coverage

Regardless of where you work—a hospital, clinic, private organization or your own practice—Professional Liability insurance protects you for the work you do. It covers the cost of legal fees to defend you, and judgments or settlements as a result of claims and lawsuits against you.

And while your employer may cover you for your liabilities, it’s likely limited coverage that doesn’t provide full protection for your needs. With your own Professional Liability policy from Lockton Affinity Health, you can ensure continuous protection at the level of coverage you require.

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Contact us

If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form. Phones are answered Monday through Friday, 7 AM to 6:30 PM (CST).