Tailored Professional Liability insurance for additional health care professionals

Coverage to protect against the specific risks you face as a health care professional.

See covered professions

The importance of Professional Liability insurance for health care professionals

As a health care professional, you take providing quality care seriously. Unfortunately, no matter how thoroughly trained you are or how successful your treatments may be, as a health care provider the threat of being sued is real.

Even just one claim against you—an allegation of misconduct during a session or an undesired result from one of your treatments—can be detrimental to your career and cost thousands of dollars to defend, even if you’re not at fault.

Lockton Affinity Health’s Professional Liability insurance is tailored exclusively for health care professionals. It covers defense costs and judgments or settlements that result from a claim against you, plus pays you for lost wages while defending a claim.

See coverage specifics

We provide Professional Liability Insurance for health care professionals in the following areas:

Addictions Counselor
Aromatherapy Coach
Art Music Dance Recreational Therapist
Art Therapist or Assistant
Biblical Counselor & Therapist
Career Counselor
Case Worker or Manager
Clinical Mental Health Counselor
Clinical Rehabilitation Counselor
College Admissions Counselor
College Counselor & Student Affairs
Community Counselor
Counselor Educator & Supervision
CPR Trainer
Dance Therapy Assistant
Drug & Alcohol Counselor
Executive Coach

Gerontological Counselor
Health & Wellness Coach
Histologic Technician
Independent Living Instructor
Job Coach, Developer or Trainer
LED Therapist
Licensed or Certified Professional Counselor
Life Coach
Light Therapist
Marriage & Family Therapist
Master Addictions Counselor (MAC)
Medical Dosimetrist
Medical Lab Technician
Medical Technologist
Mental Health Counselor
Music Therapist or Assistant
Neuro Linguistic Programming Practitioner
Optician or Assistant

Patient Intake Technician
Personal Coach
Phlebotomy Technician
Psychological Assistant or Associate
Radiation Therapist
Radiological Technologist
Recreational Therapist Assistant
Rehabilitation Engineer
Rehabilitation Therapist or Assistant
Rehabilitation Counselor or Consultant (Including Forensic & Wage Loss Medical Evaluation)
Reiki Practitioner
School Counselor
Social Worker
Time Empowerment Practitioner Trainer
Transition Specialist
Vocational Evaluator
Wellness Counselor
Work Adjustment Specialist
Work Hardening Functional Capacity Assessment

Buy now

The following health care professionals must complete and submit the Professional Liability Insurance Application for Individual Allied Health Care Professionals (PDF).

Massage Therapist
Pharmacy Assistant and Technician
Physical Therapist

Apply now

Pricing for health care professional Professional Liability insurance

For a limit of $500,000 occurrence / $500,000 aggregate,
coverage begins at:




Apply now




Apply now

Additional limit options include:
• $1,000,000 occurrence / $1,000,000 aggregate
• $1,000,000 occurrence / $3,000,000 aggregate
• $2,000,000 occurrence /$4,000,000 aggregate

*Before applicable taxes and/or fees

Coverage details for health care professional Professional Liability insurance

Broad Professional Liability coverage

• Multiple limit options for students, employed and self-employed professionals
• Payment for attorney fees and court costs resulting from damages and claims
• Receive up to $500 per day for loss of earnings due to attendance at trial, hearing, mediation, etc.
• Payment for professional license complaint investigation expenses

General Liability coverage included automatically

• Personal Injury and Advertising Liability coverage
• Medical expenses arising from bodily injury as a result of a covered accident
• Up to $500 per accident for the property of others in your care, custody or control

Get Professional Liability coverage for health care professionals

Discover the smart choice in Professional Liability insurance for health care professionals. Apply for a Professional Liability insurance policy in just a few minutes. Coverage may begin the day after your application is approved, or you can choose an effective date in the future to fit your exact needs.

Apply for your Professional Liability insurance today.

Why health care professionals need personal coverage

Regardless of where you work—a hospital, clinic, private organization or your own practice—Professional Liability insurance protects you for the work you do. It covers the cost of legal fees to defend you, and judgments or settlements as a result of claims and lawsuits against you.

And while your employer may cover you for your liabilities, it’s likely limited coverage that doesn’t provide full protection for your needs. With your own Professional Liability policy from Lockton Affinity Health, you can ensure continuous protection at the level of coverage you require.

Lockton Affinity Health risk management resources

The importance of continuous Professional Liability insurance

As a responsible health professional, having continuous Professional Liability insurance…

Continue reading >

Why assisted living nurses need Professional Liability insurance

You’ve likely heard why assisted living nurses need Professional Liability insurance. While…

Continue reading >

Developing good rapport with patients⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀

As a health care professional, it’s important for you to establish good communicatio…

Continue reading >

Contact us

If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form. Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).