Why you need coverage
As a counselor or therapist, the threat of being sued is real. Just one claim against you can:
- Damage your career
- Cost thousands of dollars to defend
- Cause reputational harm even if you’re not at fault
Lockton Affinity Health’s Professional Liability insurance for counselors and therapists helps cover the costs of claims.
Pricing
Coverage starts as low as:
Available limit options:
• $500K occurrence / $500K aggregate
• $1M occurrence / $1M aggregate
• $1M occurrence / $3M aggregate
• $2M occurrence /$4M aggregate
*Before applicable taxes and/or fees.
Coverage details

Broad Professional Liability coverage
- Multiple limit options for students, employed and self-employed professionals
- Payment for attorney fees and court costs
- Receive payment for loss of earnings due to trial attendance
- Payment for professional license complaint investigation expenses

General Liability coverage included automatically
- Personal Injury and Advertising Liability coverage
- Medical expenses arising from bodily injury
- Up to $500 per accident for the property of others in your care
Why counselors and therapists need personal coverage
Your employer may offer professional liability coverage, but it may not provide the full protection you need.
With a personal Professional Liability policy from Lockton Affinity Health, you can ensure continuous protection at the level of coverage you require.
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Contact us
If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form.
Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).
