Tailored Professional Liability insurance for counselors and therapists

Why you need coverage

As a counselor or therapist, the threat of being sued is real. Just one claim against you can:

  • Damage your career
  • Cost thousands of dollars to defend
  • Cause reputational harm even if you’re not at fault

Lockton Affinity Health’s Professional Liability insurance for counselors and therapists helps cover the costs of claims.

Pricing

Coverage starts as low as:

Students

$20

PER YEAR*

Employed Professionals

$89

PER YEAR*

Self-Employed Professionals

$99

PER YEAR*

Available limit options:
• $500K occurrence / $500K aggregate
• $1M occurrence / $1M aggregate
• $1M occurrence / $3M aggregate
• $2M occurrence /$4M aggregate

*Before applicable taxes and/or fees.

Coverage details

Broad Professional Liability coverage

  • Multiple limit options for students, employed and self-employed professionals
  • Payment for attorney fees and court costs
  • Receive payment for loss of earnings due to trial attendance
  • Payment for professional license complaint investigation expenses


General Liability coverage included automatically

  • Personal Injury and Advertising Liability coverage
  • Medical expenses arising from bodily injury
  • Up to $500 per accident for the property of others in your care

Get Professional Liability coverage

Get a free quote and purchase online today. Coverage begins the day after you apply or on a future date you select.

Why counselors and therapists need personal coverage

Your employer may offer professional liability coverage, but it may not provide the full protection you need.

With a personal Professional Liability policy from Lockton Affinity Health, you can ensure continuous protection at the level of coverage you require.

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Contact us

If you have any questions about obtaining or servicing your insurance, please call us at (800) 253-5486 or complete this form.

Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).